The Pingo card company says that this is the last card that you will ever need. Well, the international rates are very cheap: example (1.8 per hour) .89 per month maintenance fee. But you will never have to buy any extra equipment, and you do not have to change your phone carrier. There are no hidden fees and I learned via the internet that the calling quality is pretty good. However the only way to recharge is through the Pingo website, but you can sign up for auto recharge. I found a video about Pinog cards in the Philippines. View it for more detailed information and decide for yourself.